What are the Most Common Mortgage Loan Types? July 26, 2022 adjustable-rate mortgages, ARMs, conforming loans, conventional loans, fha loans, First Time Homebuyers, fixed-rate mortgages, jumbos, loan type, usda loans, va loansKnowing what loan options are available to you enables you to choose a loan that best fits your needs. We’ll walk through the differences between the major types and categories of mortgage loans.