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8 Home Amenities Buyers Should Look For In 2022

December 11, 2018 buying, down payment, energy efficiency, First Time Homebuyers, home, homeownership, house hunting, millennials, mortgage, saving money, savings

If you are considering purchasing a home in 2022, you are undoubtedly dreaming of features that are important to you. As more Millennial buyers move into the market and seek out their first space, the housing market is experiencing a shift in demands and expectations in home features. From buyers focusing on green and energy-efficient […]

Do Millennials Value Homeownership Over Other Life Events?

November 29, 2018 buying, debt, First Time Homebuyers, homeownership, millennials, mortgage, saving, savings, student loans

Some people think that Millennials—the generation born roughly from 1981 to 1997—are destined to live at home with their parents forever, or at least, llong after graduating from college and securing full-time jobs. As recently as 2015, Millennials were making 20% less than the generation preceding them. Economic setbacks stemming from the great recession have […]

4 Homebuying Tips for Tipped Employees

November 12, 2018 buying, credit, credit score, debt, down payment, First Time Homebuyers, home, homeownership, how much mortgage can I afford, millennials, mortgage prep, renting, saving, saving money, savings, Stash, taxes

Plenty of people rely on tips for some or all of their income. In fact, millions of Americans work in the kinds of service and hospitality industry jobs that have traditionally relied on tips for compensation — and that number is expected to increase in the coming decade. You might think that buying a home is just […]

First-Time Homebuyers: 7 Ways to Save For Your Down Payment

April 30, 2018 down payment, First Time Homebuyers, saving, savings

Renting isn’t exactly flushing your money down the drain, of course. Paying rent gives you somewhere to live and a place to store all your stuff. And that’s important. But unlike renters, homeowners get the benefit of housing while also building equity in an asset that adds to their long-term wealth and financial well-being. And […]

Saving for Your Down Payment? Here’s Where to Stash Your Money

October 24, 2017 down payment, saving money, savings, smart money

For many would-be homeowners, the biggest hurdle on the path to homeownership isn’t the expense of a potential mortgage. It’s the difficulty of saving for a down payment. For the non-savers among us, it can be tempting to assume that the only people who can put serious down payment money together these days are well-heeled […]

3 Things You Shouldn’t Do Before Getting a Mortgage

March 14, 2017 mortgage, mortgage prep, savings

You’ve decided that you’re ready to be a homeowner. Now, you need to convince a lender to give you a mortgage. As you might imagine, lenders aren’t keen to give tens or hundreds of thousands of dollars to just anyone. To qualify for a mortgage, you’ll need to show potential lenders that you’ve got a […]

Don’t Even Think About Getting a Mortgage Until You Do These Three Things

February 23, 2017 buying, credit, credit score, debt, down payment, house hunting, mortgage, saving, saving money, savings

Home with sun shinning

The house-hunting shows on television make it look so simple: decide to buy a home. Stroll through a few open houses, fall in love with the perfect place, sign some papers, and pop open the champagne. Congratulations, you’re now a homeowner. But as with most things, television shows only the most glamorous parts of the […]

How to Stop Money Shaming Yourself

January 10, 2017 debt, savings

money drawing

This story originally appeared on Make Change, an online magazine exploring where money and mission meet.  If I were to name the dominant emotion I feel around my money woes, it would have to be shame. I’ve run the gamut through fear, stress, anxiety, panic, resentment—but it’s the shame that’s stayed with me. What if People […]

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Morty is a licensed mortgage broker. NMLS ID # 1429243. NMLS Consumer Access. All loans originated by Morty are funded by third party lenders. Morty, Inc. is authorized to do business as “Morty” in certain states. Morty is an equal housing lender.

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