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mortgage myths

Here’s What’s Wrong with Mortgage Pre-Approvals

January 8, 2018 mortgage myths, Pre-Approval

house - The Morty Blog

In 2018, mortgage pre-approvals are absolutely essential to the home buying process. Some real estate professionals won’t work with borrowers who haven’t been pre-approved for a mortgage. Sellers rely on pre-approval letters to help determine whether a potential buyer can actually make good on an offer for their home. Smart homebuyers get a pre-approval for […]

Does Bigger = Better When It Comes to Borrowing Your Mortgage?

December 25, 2017 mortgage myths, Pre-Approval

The wisdom espoused by some real estate professionals (and occasionally by well-meaning friends and family) goes something like this: When buying a home, go ahead and spend every cent of what a lender is willing to finance for your mortgage. Homes are expensive. The more you are willing to spend, the more options you have. […]

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Morty is a licensed mortgage broker. NMLS ID # 1429243. NMLS Consumer Access. All loans originated by Morty are funded by third party lenders. Morty, Inc. is authorized to do business as “Morty” in certain states. Morty is an equal housing lender.

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