mortgage lenders

How to Buy a House With No Money Down in 2022

January 3, 2022 buy a house, buying a home, credit scores, department of agriculture, department of veterans affairs, fha loans, home loans, house with no money, income limits, Interest Rates, loan amount, moderate income, mortgage insurance premiums, mortgage lenders, payment mortgages, primary residence, require a down payment, rural area, service members

Not parting with a chunk of change in the form of a down payment to buy a house — sounds like a dream, right? If you get the chance to put no money down for a home, you might feel as if you have the best of both worlds: a dream home without your wallet […]

Debt-to-Income Ratio: What is it and How is it Used by Lenders?

December 20, 2021 auto loan, calculate your debt, calculating your DTI, child support, credit card debt, credit card payments, credit cards, credit report, credit score, credit utilization ratio, debt consolidation, financial health, gross monthly income, high interest, monthly bills, mortgage lenders, mortgage payments, personal loans, products and services, qualified mortgage

When you are thinking about buying a house, you’re probably envisioning the memories you’ll make in your new home, the great family dinners and nights hanging out with friends. Your thoughts may not initially stray into terms like “debt-to-income (DTI) ratio” or “credit score.” You will be more familiar with terms like these as you […]

What is an Appraisal? Everything You Need to Know

November 3, 2021 appraisal process, appraisal report, appraiser determines, buying a home, condition of the home, home appraisal, home inspection, home loan, homes in the area, licensed appraiser, mortgage lenders, order the appraisal, overpay for a home, purchase price, require an appraisal, sales price, similar homes, square footage

You may find it challenging to add “buying a home” to your to-do list — there’s a lot to think about, from juggling purchase prices to picking the right neighborhood for you. We’ll help you streamline the process. To start, here’s a quick question: When you’re buying a home, can you guess one of the […]

What is a PUD and How Does it Differ from Other Types of Housing?

October 29, 2021 buying a home, common areas, hoa dues, hoa fees, home in a pud, homeowners association hoa, living in a pud, mortgage lenders, parks playgrounds, pet ownership, planned unit development pud, planned urban development, private amenities, pros and cons, puds offer, real estate developers, single family homes, stores restaurants, urban areas

What is a PUD? At first glance, you know it has to be an acronym because “PUD” doesn’t give you a clear idea of any specific real estate term. “PUD” stands for “planned unit development.” A planned unit development (PUD) might offer the best housing option for the right homeowner — particularly homeowners who prefer […]

How to Calculate Debt-to-Income Ratio (DTI) Yourself

October 21, 2021 applying for a mortgage, auto loans, calculate your debt, calculating your DTI, credit card debt, credit card payments, Credit History, credit report, credit score, front end ratio, gross monthly income, monthly debt payments, monthly mortgage, monthly payment, mortgage lenders, percentage of your gross, personal loans, qualified for a mortgage, student loans

When you first thought about purchasing a home, you probably jumped online to do some basic research. You may have wondered about what information you need to share with a lender or mortgage broker to buy a home. Here’s one piece of the puzzle: Lenders want to verify that you have a good debt-to-income (DTI) […]

mortgage lenders

Your homebuying journey starts here.