Plenty of people rely on tips for some or all of their income. In fact, millions of Americans work in the kinds of service and hospitality industry jobs that have traditionally relied on tips for compensation -- and that number is expected to increase in the coming decade. You might think that buying a home is just for people with desk jobs and salaried gigs. But that’s not the … [Read more...] about 4 Homebuying Tips for Tipped Employees
how much mortgage can I afford
The Federal Reserve has raised interest rates three times in 2018, and they’re not finished: another hike is expected before the end of the year. If that’s not bad enough, most financial analysts agree that we can look forward to additional interest rate increases in 2019. Plenty of people would rather watch paint dry than worry about interest rates, of course. But if you’re … [Read more...] about To Buy or Not to Buy: What to Do When Mortgage Rates Are Rising
A mortgage pre-approval letter in-hand takes the stress out of house hunting. Instead of wasting your time looking at homes out of your price range—or worrying about whether you qualify for a mortgage at all—being pre-approved for a mortgage means you can conduct your home search, and eventual purchase, confidently. But not all mortgage pre-approvals are … [Read more...] about What Is the Morty Pre-Approval? How Is It Different?