Does shopping for a mortgage get your nerves in a tangle or give you little fizzes of excitement? The reality of shopping for a mortgage is that it will feel different than poking through online listings, driving around suitable neighborhoods or talking through real estate "how-tos" with a real estate agent. Shopping for a mortgage is a more number-crunching process … [Read more...] about How Do You Shop Around for a Mortgage?
We know that buying a home can seem like a daunting and emotional task. After all, you want to make sure every detail fits the bill: the neighborhood, commute and possibly school districts. You may even want to make sure you're close to your favorite grocery store. In short, everything needs to match up to your habits and lifestyle. When you embark on the journey of … [Read more...] about Buying a House in 2022: A Step-By-Step Guide
As a potential brand-new homeowner, your first thoughts might turn toward the amount you'll pay for your monthly mortgage payments. But have you considered how much you'll have to pay for the down payment or closing costs for your home loan? Generally, you'll have to pay closing costs when you purchase a home — no ifs, ands or buts. But did you know that in some cases, the … [Read more...] about How Much Are Closing Costs?