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Morty Home School

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Buying a House in 2022: A Step-By-Step Guide

November 20, 2021 buying a home, conventional loan, credit card, credit reporting, credit scores, fha loans, home appraiser, home buyers, home buying process, home inspection, home inspector, home loan, homeowners insurance, Interest Rates, monthly payments, mortgage payments, perfect home, purchase price, real estate agents

We know that buying a home can seem like a daunting and emotional task. After all, you want to make sure every detail fits the bill: the neighborhood, commute and possibly school districts. You may even want to make sure you’re close to your favorite grocery store. In short, everything needs to match up to […]

What Does “Pending” Mean on a House?

October 31, 2021 backup offer, continue to show the property, dream home, home buyers, home buying, home inspection, inspection contingency, listing agent, mortgage lender, offer on a home, offer on a pending, offer on the property, pending home sale, pending status, potential buyers, real estate agents, real estate transaction, seller has accepted, short sale

When you find your dream home online or have your eye on a house in your neighborhood, you might also see a “sale pending” sign on it. But what does pending mean on a house? Does it mean that the sale is a done deal — that you might as well walk away? Or do […]

When Does a Mortgage Pre-approval Expire?

October 31, 2021 apply for a mortgage, bank statements, buy a home, buy a house, check your credit, credit card, credit report, credit score, home buyers, home loan, Interest Rates, loan amounts, mortgage lender, offer on a home, pay stubs, pre approval letter, shop for a home, tax returns, terms and conditions

Can you think of one of the earliest and most important steps involved in getting a mortgage? If you guessed getting a mortgage pre-approval, you’re right. You may think that getting a pre-approval involves mounds of paperwork and a deep inquiry into your financial situation. However, you might be surprised at how quickly you can […]

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Morty is a licensed mortgage broker. NMLS ID # 1429243. NMLS Consumer Access. All loans originated by Morty are funded by third party lenders. Morty, Inc. is authorized to do business as “Morty” in certain states. Morty is an equal housing lender.

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