Not parting with a chunk of change in the form of a down payment to buy a house — sounds like a dream, right? If you get the chance to put no money down for a home, you might feel as if you have the best of both worlds: a dream home without your wallet taking a pounding. But is it as good as it sounds or is it too good to be true? In this guide we’ll break … [Read more...] about How to Buy a House With No Money Down in 2022
Does shopping for a mortgage get your nerves in a tangle or give you little fizzes of excitement? The reality of shopping for a mortgage is that it will feel different than poking through online listings, driving around suitable neighborhoods or talking through real estate "how-tos" with a real estate agent. Shopping for a mortgage is a more number-crunching process … [Read more...] about How Do You Shop Around for a Mortgage?
We know that buying a home can seem like a daunting and emotional task. After all, you want to make sure every detail fits the bill: the neighborhood, commute and possibly school districts. You may even want to make sure you're close to your favorite grocery store. In short, everything needs to match up to your habits and lifestyle. When you embark on the journey of … [Read more...] about Buying a House in 2022: A Step-By-Step Guide
When you're getting ready to buy a house, your lender will want to see your credit score, a three-digit number that represents how well you pay back debt. Before you apply for a mortgage, keep in mind that your credit score represents one of the most important aspects of qualifying for a mortgage, but it's not the only qualification. So, what credit score is needed … [Read more...] about What Credit Score is Required to Buy a House?