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Morty Home School

Morty Home School

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conventional loans

What are the Most Common Mortgage Loan Types?

July 26, 2022 adjustable-rate mortgages, ARMs, conforming loans, conventional loans, fha loans, First Time Homebuyers, fixed-rate mortgages, jumbos, loan type, usda loans, va loans

Knowing what loan options are available to you enables you to choose a loan that best fits your needs. We’ll walk through the differences between the major types and categories of mortgage loans.

How Much Down Payment to Buy a House?

November 29, 2021 20 down payment, buy a home, buy a house, closing costs, conventional loans, department of veterans affairs, fha loans, home loan, loan amount, loan programs, minimum down payment, monthly mortgage payment, mortgage loan, payment amount, payment loan, payment requirements, private mortgage insurance pmi, put 20, real estate

When you want to buy a home, you may not know all the details involved, including how much of a down payment you need.  When it comes to mastering a task, such as learning to ride a bike or learning about investments, someone may have taught you.  It’s the same with buying a house, so […]

What is an FHA Loan? Everything You Need to Know

October 8, 2021 closing costs, conventional loans, conventional mortgage, department of housing and urban development, fha approved lender, fha lenders, fha loan limits, fha loans require, good credit, home loans, interest rate, life of the loan, loan programs, loan terms, payments as low as 3.5, purchase price, qualify for an fha, student loans, type of mortgage

As you read through our homebuyer’s guide, you may wonder which home loans could work best for you.  A conventional loan, the most common type of non-government backed loan, requires you to have a minimum credit score of 620. Your credit score is a three-digit number that comes from your credit reports and creditors (such […]

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Morty is a licensed mortgage broker. NMLS ID # 1429243. NMLS Consumer Access. All loans originated by Morty are funded by third party lenders. Morty, Inc. is authorized to do business as “Morty” in certain states. Morty is an equal housing lender.

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