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Morty Home School

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closing date promise

Buyer power shifts as affordability falters

July 15, 2022 ARMs, closing date promise, closing programs, inflation, quick close advantage, rates, TBD locks, the morty report

July 15, 2022. Last month, nearly 15% of purchase agreements in the U.S. fell through before closing – a possible signal that buyers are gaining more negotiating power amid the market slowdown.

Shrinking average mortgage indicates opportunity, but not falling prices

July 8, 2022 ARMs, closing date promise, closing programs, Federal Reserve, homeready, mortgage applications, quick close advantage, rates

July 8, 2022. Rates are volatile this week, heading up mid-week after dropping for two weeks in a row on the heels of some positive inflation data.

Are We Finally Catching a Break?

June 9, 2022 affordability, ARMs, closing costs, closing date promise, homebuyer, homebuying

June 9, 2022. Mortgage rates last week dropped for the third week in a row. So the big question on homebuyers’ minds: are we finally catching a break?

It depends on where you are in the homebuying process.

6 Annoying But True Reasons Closing Dates Move

January 27, 2021 appraisals, closing, closing costs, closing date promise, income, lenders

We recently launched the Closing Date Promise, our commitment to making sure Morty customers’ closings happen on time. The below explains why closings can be such a pain and what to watch out for. A closing date is the date agreed upon by the home seller, home buyer, and all of the other relevant participants […]

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Morty is a licensed mortgage broker. NMLS ID # 1429243. NMLS Consumer Access. All loans originated by Morty are funded by third party lenders. Morty, Inc. is authorized to do business as “Morty” in certain states. Morty is an equal housing lender.

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