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6 Annoying But True Reasons Closing Dates Move

January 27, 2021 appraisals, closing, closing costs, closing date promise, income, lenders

We recently launched the Closing Date Promise, our commitment to making sure Morty customers’ closings happen on time. The below explains why closings can be such a pain and what to watch out for. A closing date is the date agreed upon by the home seller, home buyer, and all of the other relevant participants […]

Your Final Walkthrough: What to Look For and When to Put on the Brakes

January 15, 2020 appraisals, buying, closing, down payment, First Time Homebuyers, home, homeownership, house hunting, investment, property inspection, real estate, realtors

You’re almost there, future homeowner! You’ve made a successful offer and sorted out your financing. Your future home appraised well, and it cleared a title search. Now, it’s time for your final walkthrough: one last look around before you officially close this deal. The point of a final walkthrough is to check that the home […]

5 Ways Closing on Your Mortgage Can Go Wrong (plus ways to deal)

October 31, 2017 appraisals, closing, flood insurance, mortgage prep, property inspection, real estate

This time next year, you could be standing in the doorway of your very own home. That is, of course, if can you avoid the pitfalls and perils that sometimes befall unwary would-be homeowners on the way to closing. Here are a few potentially scary scenarios that might already be keeping you up at night […]

Want to Close Your Mortgage Quickly? Here are 6 Things You Should Do.

October 10, 2017 buying, closing, credit, mortgage prep, saving money

Maybe you’ve heard horror stories about mortgages gone wrong—particularly when mortgages don’t close quickly. Homebuyers stuck in living-in-a-hotel-limbo because they underestimated the length of time it would take to finalize their mortgage. The seller who backed out of a deal because the buyer’s mortgage lender was taking too long. A delayed application leading to higher […]

Closing Costs, Explained

June 1, 2017 appraisals, closing, closing costs, saving money

Fees and expenses associated with finalizing a real estate transaction are called closing costs. Many first-time homebuyers are surprised to find out that closing costs are a thing at all. Then, they’re doubly-surprised to learn just how much of their home buying budget is going to go towards closing costs. It’s not unusual for closing […]

For Sale by Owner: Selling Your Own Home

March 28, 2017 closing, selling

House Exterior - The Morty Blog

Selling your home without the help of a real estate agent can be tricky. Most home sellers can benefit from the experience and expertise offered by good Realtor. Perhaps you’re planning to sell your home to a friend, neighbor, or relative. Since you already know the buyer, you’d like to avoid the hassle of involving […]

Advice for a Seamless Close

October 17, 2016 closing

You’ve pored over paperwork, you’ve searched, you’ve negotiated, and now it is finally almost over. It’s closing time, and you are very nearly the official owner of your new home! But in those last few days before the deal is completely done, things can go wrong. Closings can be complicated. But they don’t have to […]

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Morty is a licensed mortgage broker. NMLS ID # 1429243. NMLS Consumer Access. All loans originated by Morty are funded by third party lenders. Morty, Inc. is authorized to do business as “Morty” in certain states. Morty is an equal housing lender.

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