cash out refinance

You may have noticed that mortgage rates have gone down compared to when you bought your home years ago.  Or maybe you'd like to change your loan term. Maybe you'd like to switch to a 15-year mortgage from a 30-year mortgage. On the other hand, you may have a 15-year mortgage as your existing mortgage but need to reduce the amount you pay per month (some people choose … [Read more...] about How to Refinance a Mortgage Step by Step