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buying a home

How Much Does a Home Inspection Cost?

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You did it – you did your research, found a home you love and had your offer accepted! But there are still a number of stops left on your way to closing, including the home inspection. A home inspection can offer enormous insight into the home you plan to purchase, and potentially save you thousands […]

How to Buy a House With No Money Down in 2022

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Not parting with a chunk of change in the form of a down payment to buy a house — sounds like a dream, right? If you get the chance to put no money down for a home, you might feel as if you have the best of both worlds: a dream home without  your wallet […]

Buying a House in 2022: A Step-By-Step Guide

November 20, 2021 buying a home, conventional loan, credit card, credit reporting, credit scores, fha loans, home appraiser, home buyers, home buying process, home inspection, home inspector, home loan, homeowners insurance, Interest Rates, monthly payments, mortgage payments, perfect home, purchase price, real estate agents

We know that buying a home can seem like a daunting and emotional task. After all, you want to make sure every detail fits the bill: the neighborhood, commute and possibly school districts. You may even want to make sure you’re close to your favorite grocery store. In short, everything needs to match up to […]

How Long Does an Appraisal Take?

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You might think buying a home involves a lot of waiting. You may wait for pre-approval, the results of the home inspection, underwriting and more. As part of the homebuying process, you may also wait for the results of an appraisal. (Getting the results of a real estate appraisal may take less time than you […]

What is an Appraisal? Everything You Need to Know

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You may find it challenging to add “buying a home” to your to-do list — there’s a lot to think about, from juggling purchase prices to picking the right neighborhood for you.  We’ll help you streamline the process.  To start, here’s a quick question: When you’re buying a home, can you guess one of the […]

What is a PUD and How Does it Differ from Other Types of Housing?

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What is a PUD? At first glance, you know it has to be an acronym because “PUD” doesn’t give you a clear idea of any specific real estate term. “PUD” stands for “planned unit development.”  A planned unit development (PUD) might offer the best housing option for the right homeowner — particularly homeowners who prefer […]

How to Get a Mortgage Pre-Approval

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House hunting may be one of the most enjoyable parts of buying a home. However, you might find that you have even more fun when you go the extra mile and get pre-approved for a mortgage first.  Getting a pre-approval may help you feel more confident going into the home buying process because you’ll know […]

How to Calculate Your Mortgage Payment

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When shopping for your mortgage or refinancing your mortgage, one of your top-of-mind questions probably sounds a lot like: “What will my monthly mortgage payment be, and how will it fit into my budget?”  Your loan amount, principal, interest, term and more play into your monthly payment amount. You will want to feel comfortable making […]

How Much House Can I Afford?

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When buying a home, one of your first thoughts probably turns to the following question: “How much house can I afford?”  You may wonder how large of a house you should and can purchase (especially when buying your first home). It’s one of the most important questions you can ask, because you want to feel […]

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Morty is a licensed mortgage broker. NMLS ID # 1429243. NMLS Consumer Access. All loans originated by Morty are funded by third party lenders. Morty, Inc. is authorized to do business as “Morty” in certain states. Morty is an equal housing lender.

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