Does shopping for a mortgage get your nerves in a tangle or give you little fizzes of excitement? The reality of shopping for a mortgage is that it will feel different than poking through online listings, driving around suitable neighborhoods or talking through real estate "how-tos" with a real estate agent. Shopping for a mortgage is a more number-crunching process … [Read more...] about How Do You Shop Around for a Mortgage?
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When you plan to sell your home, you will most likely want to get as much money out of the sale as possible. But how do you do that? Your buyer’s mortgage lender orders a home appraisal, which is the part of the process that determines the fair market value of your home. You can prepare for a real estate appraisal by making sure everything in your home is in … [Read more...] about Home Appraisal Checklist for Success
What do you envision when you think of homeownership? Arriving home to a bustling condo or townhome community and waving to a friendly neighbor in an adjoining unit? Pulling your car into your own home on a parcel of land in the country? As you think about your perfect home, we'll also answer this question: What is a single-family home? Morty can help you take … [Read more...] about Single-Family Homes: Everything You Need to Know
When you want to buy a home, you may not know all the details involved, including how much of a down payment you need. When it comes to mastering a task, such as learning to ride a bike or learning about investments, someone may have taught you. It's the same with buying a house, so let Morty guide you. So, how much down payment for a house? We'll … [Read more...] about How Much Down Payment to Buy a House?
Can you think of one of the earliest and most important steps involved in getting a mortgage? If you guessed getting a mortgage pre-approval, you're right. You may think that getting a pre-approval involves mounds of paperwork and a deep inquiry into your financial situation. However, you might be surprised at how quickly you can get pre-approved for a home loan, especially … [Read more...] about When Does a Mortgage Pre-approval Expire?