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What is APR (Annual Percentage Rate) And How Does it Impact Homebuying?

January 31, 2022 annual percentage rate apr, apr calculation, apr works, borrow money, card issuers, carry a balance, cash advance apr, cash advances, cost of borrowing, credit cards apr, credit products, credit score, fixed apr, Interest Rates, life of the loan, penalty apr, prime rate, purchase apr, variable apr

You may have heard of the term “annual percentage rate (APR)” but might not understand exactly what it means. But just like other important mortgage terms like rate lock, it’s important to understand APR from top to bottom because it affects how much you pay for your mortgage over the long term. We’ll cover some […]

What is a Mortgage? A Guide for Beginners in 2022

September 29, 2021 adjustable rate mortgage arm, adjustable rate mortgages, adjustable rates, borrow money, buy a home, credit report, credit score, fha loans, fixed rate mortgages, home loan, homeowner insurance, monthly mortgage payment, mortgage is a loan, mortgage rates, private mortgage insurance, purchase a home, purchase price, real estate, repay the loan

Getting a mortgage may seem like a complex task with many layers and steps involved. However, the first step to breaking down the process involves answering the most basic question: “What is a mortgage?” Understanding the very basics of mortgages may help you gain more confidence as you search for your dream home. We’ll walk […]

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