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Morty Home School

Morty Home School

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ARMs

What are the Most Common Mortgage Loan Types?

July 26, 2022 adjustable-rate mortgages, ARMs, conforming loans, conventional loans, fha loans, First Time Homebuyers, fixed-rate mortgages, jumbos, loan type, usda loans, va loans

Knowing what loan options are available to you enables you to choose a loan that best fits your needs. We’ll walk through the differences between the major types and categories of mortgage loans.

Buyer power shifts as affordability falters

July 15, 2022 ARMs, closing date promise, closing programs, inflation, quick close advantage, rates, TBD locks, the morty report

July 15, 2022. Last month, nearly 15% of purchase agreements in the U.S. fell through before closing – a possible signal that buyers are gaining more negotiating power amid the market slowdown.

Shrinking average mortgage indicates opportunity, but not falling prices

July 8, 2022 ARMs, closing date promise, closing programs, Federal Reserve, homeready, mortgage applications, quick close advantage, rates

July 8, 2022. Rates are volatile this week, heading up mid-week after dropping for two weeks in a row on the heels of some positive inflation data.

Are We Finally Catching a Break?

June 9, 2022 affordability, ARMs, closing costs, closing date promise, homebuyer, homebuying

June 9, 2022. Mortgage rates last week dropped for the third week in a row. So the big question on homebuyers’ minds: are we finally catching a break?

It depends on where you are in the homebuying process.

Your homebuying journey starts here.

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Morty is a licensed mortgage broker. NMLS ID # 1429243. NMLS Consumer Access. All loans originated by Morty are funded by third party lenders. Morty, Inc. is authorized to do business as “Morty” in certain states. Morty is an equal housing lender.

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