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appraisals

6 Annoying But True Reasons Closing Dates Move

January 27, 2021 appraisals, closing, closing costs, closing date promise, income, lenders

We recently launched the Closing Date Promise, our commitment to making sure Morty customers’ closings happen on time. The below explains why closings can be such a pain and what to watch out for. A closing date is the date agreed upon by the home seller, home buyer, and all of the other relevant participants […]

Your Final Walkthrough: What to Look For and When to Put on the Brakes

January 15, 2020 appraisals, buying, closing, down payment, First Time Homebuyers, home, homeownership, house hunting, investment, property inspection, real estate, realtors

You’re almost there, future homeowner! You’ve made a successful offer and sorted out your financing. Your future home appraised well, and it cleared a title search. Now, it’s time for your final walkthrough: one last look around before you officially close this deal. The point of a final walkthrough is to check that the home […]

Getting a Mortgage for New Construction

March 27, 2018 appraisals, buying, construction, house hunting

Maybe you have a clear vision of your dream home: the very latest in energy efficiency! Shiny new granite countertops in just the right color!  Or maybe you live someplace where the existing housing stock just isn’t sufficient to meet the demands of your rapidly growing community. In plenty of places in the country, buying […]

5 Ways Closing on Your Mortgage Can Go Wrong (plus ways to deal)

October 31, 2017 appraisals, closing, flood insurance, mortgage prep, property inspection, real estate

This time next year, you could be standing in the doorway of your very own home. That is, of course, if can you avoid the pitfalls and perils that sometimes befall unwary would-be homeowners on the way to closing. Here are a few potentially scary scenarios that might already be keeping you up at night […]

Closing Costs, Explained

June 1, 2017 appraisals, closing, closing costs, saving money

Fees and expenses associated with finalizing a real estate transaction are called closing costs. Many first-time homebuyers are surprised to find out that closing costs are a thing at all. Then, they’re doubly-surprised to learn just how much of their home buying budget is going to go towards closing costs. It’s not unusual for closing […]

The Ins and Outs of Home Appraisal

August 29, 2016 appraisals

Inside warm home

Before a bank or lender gives you money to purchase a home, that lender is going to want a good, solid estimate of how much that home is really worth. A bank doesn’t want to give you $500,000 to buy a home if it turns out the home is only worth $250,000. As the buyer, […]

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Morty is a licensed mortgage broker. NMLS ID # 1429243. NMLS Consumer Access. All loans originated by Morty are funded by third party lenders. Morty, Inc. is authorized to do business as “Morty” in certain states. Morty is an equal housing lender.

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