Pre-Approval Series

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Series Articles

What is the Morty Pre-Approval? How is it Different?
July 2, 2018

A mortgage pre-approval letter in-hand takes the stress out of house hunting. Instead of wasting your time looking at homes out of your price range—or worrying about whether you qualify for a mortgage at all—being pre-approved for a mortgage means you can conduct...

Here’s What’s Wrong with Mortgage Pre-Approvals
January 8, 2018

In 2018, mortgage pre-approvals are absolutely essential to the home buying process. Some real estate professionals won’t work with borrowers who haven’t been pre-approved for a mortgage. Sellers rely on pre-approval letters to help determine whether a potential buyer can...

Does Bigger = Better When it Comes to Borrowing Your Mortgage?
December 25, 2017

The wisdom espoused by some real estate professionals (and occasionally by well-meaning friends and family) goes something like this: When buying a home, go ahead and spend every cent of what a lender is willing to finance for your mortgage. Homes...

Can I Really Afford What My Pre-Approval Letter Says I Can Afford?
December 18, 2017

As a soon-to-be-homebuyer, you did the smart thing and got pre-approved for a mortgage. Now, you’ve now got a pre-approval letter in hand. And on that pre-approval letter, you’ve got an expected monthly mortgage payment amount, and a maximum home...

Four Things You’ll Need to Get Pre-Approved for a Mortgage
December 11, 2017

Pre-approved borrowers rest a little easier than other wanna-be homeowners, knowing that they’ve already jumped through most of the hoops to qualify for a mortgage. Sellers are happier with pre-approved borrowers, too, because sellers can trust those buyers’ offers. As...

Mortgage Pre-Approvals Explained
November 20, 2017

4 Things You Need to Know Most first-time homebuyers don’t have hundreds of thousands of dollars just sitting in their bank accounts. If you need financing to purchase a home, you’ll need to be able to show a seller some proof...

Getting Pre-Approved for a Mortgage Will Save You Hassle and Heartache
August 1, 2017

You wouldn’t go to the grocery store without bringing your wallet. And for major purchases like home appliances or furniture, you’d make sure you had enough money (or credit) to cover the cost of that new dishwasher or sofa before...