• Skip to primary navigation
  • Skip to main content
Morty Home School

Morty Home School

Everything you need to know about homebuying

  • Morty Home
  • How It Works
  • About Us
  • Todays Rates
  • FAQs
  • Get Started

Credit Series

How Does Your Credit Score Actually Work?

June 5, 2018

We have all been drilled endlessly about the importance of a good credit score. Your credit score can determine everything from the type of car you can buy to which types of homes you will have a loan approved for. Some employers even go so far as to run a credit report  before extending an […]

A History of Credit Scores and Credit Reporting

March 19, 2018 credit, Credit History, credit score

Credit scores are a fact of life for Americans in the 21st-century, but credit scores haven’t always existed. Without credit scores, lenders might still be relying on handshakes and other subjective measures to determine credit-worthiness. Doing so would leave millions of Americans without access to the sort of capital necessary to buy a home or […]

Buying a Home When Your Partner Has Bad Credit

March 13, 2018 credit, credit score

So, you’ve found a person with whom you want to spend the rest of your life. When you met, it was like you’d known each other forever. And now, the two of you want to buy a home and build a life together. In an ideal world, your perfect partner would also have perfect credit. […]

8 Ways You Can Build Your Credit From Scratch

March 5, 2018

Building good credit is essential to your financial well-being. If you ever intend to purchase anything for which you’ll need a loan, you’ll need to be able to show lenders that you’re a responsible borrower who can be trusted to pay her debts in full. And in the modern world, demonstrating creditworthiness means having a positive […]

How to Clean Up Your Credit When Preparing to Buy a Home

February 27, 2018 credit, credit score

Maybe your credit history isn’t exactly stellar. Sure, you’d like to be a homeowner one day—maybe even one day soon. But that recent run of bad luck and/or bad decisions showing up on your credit report doesn’t put you or your credit management skills in the best light for potential mortgage lenders. Or maybe your […]

Buying a Home Soon? Here’s How to Protect Your Credit Score

February 19, 2018 credit, credit score

Your credit score may never be more important than it is when you’re applying for a mortgage. It’s not easy to raise your credit score dramatically in a short period of time. But it is easy to inadvertently lower your credit score quickly. In a best-case scenario, a sudden drop in your credit rating during […]

How to Dispute Errors on Your Credit Report

February 12, 2018 credit

Errors on credit reports are surprisingly common. A few years ago, the Federal Trade Commission completed a decade-long study which found that more than 20% of consumers had at least one error on a credit report significant enough to potentially hurt their credit score. If you’re looking to buy a home, get a loan, or […]

Your homebuying journey starts here.

Get Started

Morty Home School

  • facebook
  • twitter
  • instagram
  • linkedin
  • email
  • How it works
  • About us
  • Licenses
  • Closing date promise
  • Join our team
  • © 2023 Morty, Inc
  • Terms of Service
  • Privacy Policy
  • Learn More
  • Get home financing advice when and how you want it.
  • Resources
Morty is a licensed mortgage broker. NMLS ID # 1429243. NMLS Consumer Access. All loans originated by Morty are funded by third party lenders. Morty, Inc. is authorized to do business as “Morty” in certain states. Morty is an equal housing lender.

  • Homebuying 101
  • Money Matters
  • the morty report
  • rates