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Most Recent Articles

The Morty Report: Are We Finally Catching a Break?

Not sure what to do? Ask Robert!We’ll address homebuyer FAQs each week. Submit your question for a chance to be featured in an upcoming newsletter. Email MortyReport@morty.com or find us on Twitter @HiMorty. What to do Want to lower your...

The Morty Report: Affordability down 29%

Stay in the loop. Click here to subscribe to our bi-weekly newsletter. Plus, check out The Morty Report archives to catch up on previous editions. Read more of Robert’s recent insights: In case you missed it The chart from Axios...

The ABCs of ARMs: How Adjustable-Rate Mortgages Work

Adjustable-rate mortgages (ARMs) have surged in popularity, reaching their highest numbers since the Great Recession. Recent volatility in the housing market has made ARMs an attractive option for borrowers seeking low initial interest rates. While better regulated than they once...

The Morty Report Makes Sense of a Wild Week

Mortgage rates change quickly – and last week was no exception. Read what happened with the market, along with key takeaways from Wednesday’s Fed meeting and what it could mean for you in the long run.

Financial Literacy Resource Roundup

Achieving financial literacy is an important goal for anyone who wants to take control of their finances and put themselves on a path to long-term financial wellness. And, it’s especially so for homebuyers in today’s market. “As rates have risen...

The Morty Report: All Eyes on Affordability

April 22, 2022. Rising rates are still top of mind for many buyers, so I’ve taken another deep dive to help you find ways to remain competitive in the current market.

What is Mortgage Insurance and How Does it Work?

When shopping for your mortgage, you may already know some of the one-time costs involved, such as down payment and closing costs. But there are also some recurring costs — like mortgage insurance — that you should get familiar with,...

The Morty Report: Rates Continue on an Upward Climb

April 4, 2022. We’re talking about affordability, inflation and the spring housing. My priority is to share the info you need to know to make informed homebuying decisions.

How to Avoid PMI (Private Mortgage Insurance)

If you’re shopping for a mortgage, you may have already identified a few things you have to budget for, such as a down payment and closing costs. But if you opt for a conventional mortgage – mortgage loans not backed...

What is a Jumbo Mortgage? Everything You Need to Know

You’ve found your dream home: perhaps it’s in that ideal neighborhood, has a spacious kitchen, a spa-like bathroom, and a sprawling yard with flawless landscaping. But that perfect match may also come with a hefty price tag. When it comes...