Homebuying 101

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Most Recent Articles

8 Things You Should Know About Making an Offer on a Home
August 23, 2018

It’s one thing to idly scroll through online house listings, or cruise your local open houses on the weekends. It’s something else entirely to make a real offer to buy a home. Making an offer on a home is serious...

What Homebuyers Should Know About Home Appraisals
August 14, 2018

Home appraisals are hugely important when it comes to your mortgage. Once a seller has accepted a homebuyer’s offer, a home appraisal is on the short list of final hurdles to clear before closing day. If you haven’t bought or...

Vacation Home and Investment Property Mortgages
July 16, 2018

Buying a second home or an investment property is a dream for many homeowners. But getting a vacation home mortgage or an investment property mortgage is more complicated than getting a mortgage for your primary residence. If you’re thinking about...

What is the Morty Pre-Approval? How is it Different?
July 2, 2018

A mortgage pre-approval letter in-hand takes the stress out of house hunting. Instead of wasting your time looking at homes out of your price range—or worrying about whether you qualify for a mortgage at all—being pre-approved for a mortgage means you can conduct...

4 Things to Consider When You Start House Hunting
June 22, 2018

Shopping for your home can be one of the most exciting aspects of becoming a homeowner. However, there are many factors to consider before seriously committing to “the one.” While there’s a lot of good (and bad) advice out there,...

Buying a Home as a Freelancer
June 18, 2018

More than 57 million Americans earned at least some of their income freelancing last year, including 47% of Millennial workers. If you’re one of the millions of workers who won’t be getting a W-2 from a traditional employer next year,...

Everything You Need to Know About Mortgage Insurance
May 29, 2018

Putting together enough money for a down payment on a home isn’t easy. For many people—and especially for many first-time homebuyers—scraping together the traditional 20% down payment may feel next to impossible. Luckily, would-be homeowners without loads of money for...

Thinking About Buying an Older Home? Four Things to Consider First
May 8, 2018

New home construction has picked up in some parts of the country. But currently, more than 50% of American homeowners live in homes built before 1980. In the Northeast and the Midwest, the age of the average home is even...

Here’s What a Cash-Out Refi Could Mean For You
April 17, 2018

Homeowners can refinance their mortgages at any time of year, of course. But for a variety of reasons, many homeowners looking for a cash-out refinancing of their existing mortgage do so in the spring. There’s a reason cash-out refinancing peaks...

3 Steps For Buying Your First Home in a Competitive Market
April 9, 2018

In most American towns and cities, there are more would-be homebuyers than there are homes on the market. The housing inventory crunch in the U.S. right now is especially pronounced for smaller, less-expensive starter homes. And that means plenty of...