Author Archives: Jonathan Gitlin

Last minute and ongoing tax tips for 2020

Part of Money Matters

This article comes from our friends at Harness Wealth. You can find the original post here. The start of the year is an opportune time to look for ways to save and to understand how life changes affect what you…

Next Up!
The Morty Report: What the rate hike means for mortgages

Some mortgage rates crept above 6% this week, as the market reacted to higher-than-expected inflation data and sought to price in anticipated rate hikes coming out of this week’s Federal Reserve meeting.

3 confusing parts of your closing disclosure—demystified!

Part of Homebuying 101

It’s just a few days before your loan is scheduled to close. Your lender suddenly sends you their closing disclosure: a hefty document that highlights the terms of your loan and all the costs that come with it. At a…

Next Up!
Get HomeReady: An Affordable Mortgage Program You Might Have Missed

It’s not easy being a homebuyer in today’s market. If low inventory and high home prices weren’t enough, once record-low mortgage rates have risen to levels not seen since 2008. It’s enough to inspire anyone to consider all sorts of...

A look at the differences between mortgage brokers and lenders

Part of Homebuying 101

The mortgage industry is filled with jargon that can overwhelm and confuse the best of us.  Perhaps no two terms are easier to muddle than mortgage broker and mortgage lender. Understanding their differences and where they overlap can be a…

Next Up!
Get HomeReady: An Affordable Mortgage Program You Might Have Missed

It’s not easy being a homebuyer in today’s market. If low inventory and high home prices weren’t enough, once record-low mortgage rates have risen to levels not seen since 2008. It’s enough to inspire anyone to consider all sorts of...

APR vs interest rate: Breaking down their key differences

Part of Homebuying 101

Whenever you evaluate loan options, one of the first things you’ll see is each of their interest rates and annual percentage rates (APR). It’s easy to conflate the two. After all, they’re both shown as percentages, and their figures are…

Next Up!
Get HomeReady: An Affordable Mortgage Program You Might Have Missed

It’s not easy being a homebuyer in today’s market. If low inventory and high home prices weren’t enough, once record-low mortgage rates have risen to levels not seen since 2008. It’s enough to inspire anyone to consider all sorts of...

4 Steps Every Homebuyer Should Follow When Getting a Mortgage

Part of Homebuying 101

We wanted to thank our friends over at Lemonade—a licensed insurance carrier that offers homeowners and renters insurance powered by AI—for their help in writing this article! The process of searching for and getting a Mortgage might seem confusing and…

Next Up!
Get HomeReady: An Affordable Mortgage Program You Might Have Missed

It’s not easy being a homebuyer in today’s market. If low inventory and high home prices weren’t enough, once record-low mortgage rates have risen to levels not seen since 2008. It’s enough to inspire anyone to consider all sorts of...