• Skip to main content
  • Skip to secondary menu
  • Skip to primary sidebar
  • Skip to footer
Morty Blog Logo

Morty Blog

Our thoughts on home buying, mortgages, and more!

  • Homebuying 101
  • Money Matters
  • Home Improvement
  • Customer Stories
  • Visit Morty

Chris Farrell

How to Buy a House With No Money Down in 2022

January 3, 2022

Not parting with a chunk of change in the form of a down payment to buy a house — sounds like a dream, right? If you get the chance to put no money down for a home, you might feel as if you have the best of both worlds: a dream home without  your wallet taking a pounding. But is it as good as it sounds or is it too good to be true?  In this guide we’ll break … [Read more...] about How to Buy a House With No Money Down in 2022

How Do You Shop Around for a Mortgage?

December 20, 2021

Does shopping for a mortgage get your nerves in a tangle or give you little fizzes of excitement?  The reality of shopping for a mortgage is that it will feel different than poking through online listings, driving around suitable neighborhoods or talking through real estate "how-tos" with a real estate agent. Shopping for a mortgage is a more number-crunching process … [Read more...] about How Do You Shop Around for a Mortgage?

Debt-to-Income Ratio: What is it and How is it Used by Lenders?

December 20, 2021

When you are thinking about buying a house, you're probably envisioning the memories you'll make in your new home, the great family dinners and nights hanging out with friends. Your thoughts may not initially stray into terms like "debt-to-income (DTI) ratio" or "credit score." You will be more familiar with terms like these as you undergo the mortgage process. In this … [Read more...] about Debt-to-Income Ratio: What is it and How is it Used by Lenders?

What is Cash-Out Refinancing and When is it a Good Option?

December 20, 2021

What would you do with some extra cash in your pocket? Wipe out your credit card debt once and for all? Update your kitchen? Finally finish your basement? Pay off high-interest student loans or personal loans? Refinancing your mortgage with a cash-out refinance means you might get to check off all the boxes on your to-do list or give yourself an infusion of cash for upcoming … [Read more...] about What is Cash-Out Refinancing and When is it a Good Option?

Home Appraisal Checklist for Success

December 13, 2021

When you plan to sell your home, you will most likely want to get as much money out of the sale as possible.  But how do you do that? Your buyer’s mortgage lender orders a home appraisal, which is the part of the process that determines the fair market value of your home.  You can prepare for a real estate appraisal by making sure everything in your home is in … [Read more...] about Home Appraisal Checklist for Success

Next Page »

Primary Sidebar

More to See

Positive signs in the housing market as rates dip

Looking ahead to 2023

Lower rates at last?

Where are home prices headed?

Affordability first: FHA loans now available

The Fed’s latest rate hike: here’s what homebuyers need to know

The lowdown on low-down payment mortgages

Getting it right the first time: simple steps for first-time homebuyers

Are home prices *really* falling?

Ready, set, prep: first steps before you buy a home

What the ‘new normal’ means for buyers

How Does Rent-to-Own Work?

The upside to higher rates

What are the Most Common Mortgage Loan Types?

Affordable homes in 2022? Yes – in these markets

Buyer power shifts as affordability falters

Get HomeReady: An Affordable Mortgage Program You Might Have Missed

The ABCs of ARMs: How Adjustable-Rate Mortgages Work

More Loan Options, In More Places

Then and Now: The State of Female Homeownership

What is a Jumbo Mortgage? Everything You Need to Know

How to Buy a House With No Money Down in 2022

Home Appraisal Checklist for Success

When Does a Mortgage Pre-approval Expire?

How Much Is My House Worth?

Advancing Our Consumer-Centric Mortgage Mission

6 Annoying But True Reasons Closing Dates Move

Footer

Morty Logo
Morty is a licensed mortgage broker.

NMLS ID # 1429243
NMLS Consumer Access

All loans originated by Morty are funded by third party lenders. Morty, Inc. is authorized to do business as “Morty” in certain states.

Morty is an equal housing lender.

Company

  • How it works
  • About us
  • Licenses
  • Closing Date Promise
  • Terms of Service
  • Privacy Policy
  • Join our Team

Search

Connect

  • Email
  • Facebook
  • Instagram
  • LinkedIn
  • Twitter

Copyright © 2023