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Morty Home School

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Post Archive

A look at the current mortgage market

February 24, 2023

Mortgage rate fluctuation return, but buyers remain active

February 10, 2023

Mortgage applications jump as buyer optimism returns

January 27, 2023

Positive signs in the housing market as rates dip

January 18, 2023

Looking ahead to 2023

December 29, 2022

Lower rates at last?

December 16, 2022

Where are home prices headed?

December 1, 2022

Affordability first: FHA loans now available

November 8, 2022

The Fed’s rate hike: a guide for homebuyers

November 4, 2022

What to expect with rates as a volatile market adjusts

September 30, 2022

The Fed’s latest rate hike: here’s what homebuyers need to know

September 27, 2022

Does homebuying have ‘seasons?’

September 26, 2022

The lowdown on low-down payment mortgages

September 19, 2022

Getting it right the first time: simple steps for first-time homebuyers

September 12, 2022

Are home prices *really* falling?

September 2, 2022

Ready, set, prep: first steps before you buy a home

August 24, 2022

Will cooling inflation heat up the housing market?

August 12, 2022

What is the difference between mortgage brokers and lenders?

August 9, 2022

What the ‘new normal’ means for buyers

August 8, 2022

How Does Rent-to-Own Work?

August 1, 2022

The upside to higher rates

August 1, 2022

What are the Most Common Mortgage Loan Types?

July 26, 2022

Affordable homes in 2022? Yes – in these markets

July 22, 2022

Buyer power shifts as affordability falters

July 15, 2022

Shrinking average mortgage indicates opportunity, but not falling prices

July 8, 2022

To buy or not to buy: What rising rates mean for new construction loans

June 30, 2022

National Homeownership Month: 5 tips for Homebuyers in a Competitive Market

June 30, 2022

What to keep an eye on as home sales fall and prices rise

June 24, 2022

What the rate hike means for mortgages

June 16, 2022

Get HomeReady: An Affordable Mortgage Program You Might Have Missed

June 15, 2022

Are We Finally Catching a Break?

June 9, 2022

Affordability down 29%

June 9, 2022

The ABCs of ARMs: How Adjustable-Rate Mortgages Work

May 31, 2022

Up in ARMs

May 26, 2022

Vacation Home and Investment Property Mortgages

May 26, 2022

Contingent vs. Pending: What’s the Difference?

May 24, 2022

More Loan Options, In More Places

May 11, 2022

Make Sense of a Wild Week

May 6, 2022

Financial Literacy Resource Roundup

April 29, 2022

All Eyes on Affordability

April 22, 2022

What is Mortgage Insurance and How Does it Work?

April 12, 2022

Then and Now: The State of Female Homeownership

April 8, 2022

Rates Continue on an Upward Climb

April 4, 2022

The Morty Report: Welcome Aboard

March 25, 2022

What Does ‘Contingent’ Mean in Real Estate?

March 20, 2022

What Is a Condo? Everything You Need to Know Before You Buy

March 14, 2022

How to Avoid PMI (Private Mortgage Insurance)

March 11, 2022

How Long Does it Take to Close on a House?

March 3, 2022

What Is a Townhouse and Is It Right for Me? 

February 25, 2022

What is a Jumbo Mortgage? Everything You Need to Know

February 20, 2022

What is PMI? How Private Mortgage Insurance Works

February 16, 2022

How Much Does a Home Inspection Cost?

February 11, 2022

Homeowners Insurance: What is it and What Does it Cover?

February 6, 2022

What is APR (Annual Percentage Rate) And How Does it Impact Homebuying?

January 31, 2022

How to Buy a House With No Money Down in 2022

January 3, 2022

How Do You Shop Around for a Mortgage?

December 20, 2021

Debt-to-Income Ratio: What is it and How is it Used by Lenders?

December 20, 2021

What is Cash-Out Refinancing and When is it a Good Option?

December 20, 2021

Home Appraisal Checklist for Success

December 13, 2021

Single-Family Homes: Everything You Need to Know

December 6, 2021

How Much Down Payment to Buy a House?

November 29, 2021

What is Mortgage Forbearance and is it a Good Idea?

November 29, 2021

What is a Multi-Family Home and is it Right for You?

November 29, 2021

Buying a House in 2022: A Step-By-Step Guide

November 20, 2021

How Long Does an Appraisal Take?

November 6, 2021

How to Refinance a Mortgage Step by Step

November 5, 2021

What is an Appraisal? Everything You Need to Know

November 3, 2021

What Does “Pending” Mean on a House?

October 31, 2021

When Does a Mortgage Pre-approval Expire?

October 31, 2021

What is a PUD and How Does it Differ from Other Types of Housing?

October 29, 2021

Home Equity Loan: Everything You Need to Know

October 22, 2021

How to Calculate Debt-to-Income Ratio (DTI) Yourself

October 21, 2021

How to Get a Mortgage Pre-Approval

October 20, 2021

How Much of Your Income Should You Spend on Your Mortgage?

October 13, 2021

What Credit Score is Required to Buy a House?

October 12, 2021

What is an FHA Loan? Everything You Need to Know

October 8, 2021

How to Calculate Your Mortgage Payment

October 7, 2021

How Much Are Closing Costs?

October 6, 2021

What is a Mortgage? A Guide for Beginners in 2022

September 29, 2021

How Much Is My House Worth?

September 28, 2021

What is Escrow and Why Do You Need It?

September 27, 2021

How Much House Can I Afford?

September 14, 2021

How Soon Can You Refinance Your Mortgage?

September 13, 2021

Advancing Our Consumer-Centric Mortgage Mission

July 14, 2021

6 Annoying But True Reasons Closing Dates Move

January 27, 2021
An aerial photograph of a neighborhood

Mortgage market update from Morty

March 25, 2020
People reviewing tax documents

Last minute and ongoing tax tips for 2020

March 2, 2020

3 confusing parts of your closing disclosure—demystified!

February 19, 2020

7 Common Home Decorating Mistakes New Homeowners Can Make

February 15, 2020

3 home improvements that can lower your tax bill

February 11, 2020

APR vs interest rate: Breaking down their key differences

February 11, 2020

A Homebuyer’s Guide to Decoding Mortgage Acronyms

February 4, 2020
Afro Businesswoman Working In Office Full Of Plants.

4 Steps Every Homebuyer Should Follow When Getting a Mortgage

January 26, 2020

These Paint Colors Can Add Thousands to a Home’s Pricetag

January 23, 2020

Your Final Walkthrough: What to Look For and When to Put on the Brakes

January 15, 2020

It Actually Pays to Shop For Your Mortgage

September 5, 2019

Smart Home Buying With a Human Touch.

August 19, 2019

Real Estate—The “Business of Making Memories” for First-Time Homebuyers

June 6, 2019

Putting the Home-Buyer in the Driver’s Seat

May 20, 2019

Morty’s Streamlined, Transparent Home Loan Process.

March 20, 2019

Your homebuying journey starts here.

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Morty is a licensed mortgage broker. NMLS ID # 1429243. NMLS Consumer Access. All loans originated by Morty are funded by third party lenders. Morty, Inc. is authorized to do business as “Morty” in certain states. Morty is an equal housing lender.

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